Companies covered: KeyCorp (NYSE:KEY), First Niagara Financial Group Inc. (NASDAQ:FNFG), New York Community Bancorp, Inc. (NYSE:NYCB), Astoria Financial Corporation (NYSE:AF), M&T Bank Corporation (NYSE:MTB), BB&T Corporation (NYSE:BBT), SunTrust Banks, Inc. (NYSE:STI), PNC Financial Services Group, Inc. (The) (NYSE:PNC), Citizens Financial Group, Inc. (NYSE:CFG), Royal Bank Scotland plc (The) (NYSE:RBS), Apple Inc. (NASDAQ:AAPL), Hilltop Holdings Inc. (NYSE:HTH), Farmers & Merchants Bancorp Inc. (NASDAQ:FMAO), First Midwest Bancorp, Inc. (NASDAQ:FMBI), JPMorgan Chase & Co. (NYSE:JPM), Bank of America Corporation (NYSE:BAC), United Community Banks, Inc. (NASDAQ:UCBI), South State Corporation (NASDAQ:SSB), Ameris Bancorp (NASDAQ:ABCB), Citigroup Inc. (NYSE:C), Morgan Stanley (NYSE:MS), Northern Trust Corporation (NASDAQ:NTRS), Wells Fargo & Company (NYSE:WFC), U.S. Bancorp (NYSE:USB), Regions Financial Corporation (NYSE:RF), Zions Bancorporation (NYSE:ZBK), Meta Financial Group, Inc. (NASDAQ:CASH), Pacific Mercantile Bancorp (NASDAQ:PMBC), Prosperity Bancshares, Inc. (NYSE:PB), Oak Valley Bancorp (CA) (NASDAQ:OVLY), Summit State Bank (NASDAQ:SSBI), Trinity Bank, N.A. (OTCMKTS:TYBT), Umpqua Holdings Corporation (NASDAQ:UMPQ), Pacific Continental Corporation (Ore) (NASDAQ:PCBK), HomeStreet, Inc. (NASDAQ:HMST), Preferred Bank (NASDAQ:PFBC), Live Oak Bancshares Inc (NASDAQ:LOB), Central Pacific Financial Corp. (NYSE:CPF), Cathay General Bancorp (NASDAQ:CATY), East West Bancorp, Inc. (NASDAQ:EWBC), PacWest Bancorp (NASDAQ:PACW), SVB Financial Group (NASDAQ:SIVB), Heritage Oaks Bancorp (NASDAQ:HEOP), Goldman Sachs Group, Inc. (The) (NYSE:GS), TD Ameritrade Holding Corporation (NYSE:AMTD), E*TRADE Financial Corporation (NASDAQ:ETFC), The Charles Schwab Corporation (NYSE:SCHW), CBOE Holdings, Inc. (NASDAQ:CBOE), CME Group Inc. (NASDAQ:CME), Intercontinental Exchange Inc. (NYSE:ICE), Nasdaq Inc (NASDAQ:NDAQ), BlackRock, Inc. (NYSE:BLK), Realogy Holdings Corp. (NYSE:RLGY), SEI Investments Company (NASDAQ:SEIC), OFG Bancorp (NYSE:OFG), Canadian Western Bank (TSE:CWB), Capital Southwest Corporation (NASDAQ:CSWC), Interactive Brokers Group, Inc. (NASDAQ:IBKR), Rand Capital Corporation (NASDAQ:RAND), T. Rowe Price Group, Inc. (NASDAQ:TROW), Franklin Resources, Inc. (NYSE:BEN), Apollo Global Management, LLC (NYSE:APO), KKR & Co. L.P. (NYSE:KKR), Blackstone Inc. (NYSE:BX), State Street Corporation (NYSE:STT), Bank Of New York Mellon Corporation (The) (NYSE:BK), WisdomTree Investments, Inc. (NASDAQ:WETF), Legg Mason, Inc. (NYSE:LM), Nomura Holdings Inc ADR (NYSE:NMR), Mizuho Financial Group, Inc. (NYSE:MFG), Affiliated Managers Group, Inc. (NYSE:AMG), Invesco Ltd. (NYSE:IVZ), Morningstar, Inc. (NASDAQ:MORN), Waddell & Reed Financial, Inc. (NYSE:WDR), Allianceberstein Holding L.P. (NYSE:AB), Janus Capital Group, Inc (NYSE:JNS), U.S. Global Investors, Inc. (NASDAQ:GROW)