Topics covered: Title IV program and the 90-10 rule, Strong cash flow and balance sheets, Stocks to worry about, Stock picks, State & community colleges under pressure, Stafford loan increases, Risk factors, Regulatory outlook, Postsecondary companies, New managements changing the face of business, Marketing costs, M&A Activity, K-12 companies, International Markets, International acquisitions, Impact of the Obama Administration, For-profit schools & funding student loans, Enrollment trends, Demand environment, Credit-driven issues, Compliance issues, Bad debt levels