Buy ($175)
Topics covered: Viable franchises, Unemployment, The funding side, The credit side, Substantial declines in share prices, Student lenders, Stocks priced in a recession, Stabilization in delinquency rates, Raising fees and rates, Increasing charge-off rates in 2008, Housing sales pick up, Gradual recovery, Debt recovery companies, Credit risk, Credit deterioration, Credit card companies, Consumer and commercial finance lenders, Consolidation to increase in the sector, Compressed valuations, Companies have adjusted underwriting standards, Cautious investors, Auto finance companies
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