Financial Services >> CEO Interviews >> July 22, 2002

Scott Hartman – Novastar Financial Inc (nfi)

SCOTT F. HARTMAN is a co-founder, Chairman of the Board and Chief Executive Officer of NovaStar Financial, Inc., and has been a member of the Board of Directors since 1996. His primary responsibilities are to interact with the capital markets and oversee the portfolio of investments and the securitization of mortgage loan production. Mr. Hartman served from February 1995 to June 1996 as Executive Vice President of Dynex Capital, Inc. His responsibilities while at Dynex included managing a $4 billion investment portfolio, overseeing the securitization of mortgage loans originated through Dynex's mortgage operations and the administration of the securities issued by Dynex. For the previous three years he had served as a consultant to Dynex. Mr. Hartman also serves as a Director and Vice Chairman of NovaStar Mortgage. Profile
TWST: Can you begin with a brief historical sketch of NovaStar Financial

and a picture of the company as it is now?

Mr. Hartman: NovaStar Financial is a publicly traded real estate

investment