Financial Services >> CEO Interviews >> November 6, 2000

R. Ray Pate Jr. – Ncric Group Inc (ncri)

R. RAY PATE, JR. is President and Chief Executive Officer of NCRIC Group, Inc., a publicly traded company headquartered in Washington, DC that provides medical professional liability insurance and practice management and financial services to physicians in the mid-Atlantic states. Mr. Pate serves on the Board of Directors of the company as well as on the Boards of all of its subsidiaries. Mr. Pate has more than 15 years of experience in the field of professional liability insurance. Prior to joining NCRIC, he spent three years with the Florida Physicians Insurance Company (FPIC) as Vice President of the Health Care Facility Division. Mr. Pate is a member of the Board of Directors of Health Care Liability Alliance, a national advocacy coalition that supports effective federal healthcare liability reform and the Tort Reform Institute (TRI), an advocacy group formed in 1986 to assist in the effort to achieve tort reform in the District of Columbia. In addition, Mr. Pate serves on the Board of Directors of the Starlight Children's Foundation mid-Atlantic, an organization dedicated to improving the quality of life for seriously ill children. Mr. Pate's formal education includes earning a Bachelor's of Science degree in Business Administration from the University of Alabama and a Master's degree in Public and Private Management from Birmingham-Southern College in Birmingham, Alabama. Profile
TWST: Could we begin with a brief overview of NCRIC Group, Inc.,

including its origins, history, development, markets, and your own view

of the firm's future potential?

Mr. Pate: In the late