Financial Services >> Analyst Interviews >> May 25, 2004

OUTLOOK FOR BANKS: J.DEMBA / G.TENNER – SUNTRUST ROBINSON HUMPHREY CAPITAL MARKETS

Director Jennifer Demba joined suntrust's Research department in 1997. She received her undergraduate degree from the University of Tennessee, and an MBA from Georgia State University. Ms. Demba is a member of the Association of Investment Management & Research, the Atlanta Society of Financial Analysts, and the Atlanta Association of Women in Securities. Ms. Demba covers banks in Georgia, Alabama, Texas, Virginia, Maryland and California. Profile
TWST: Gary, what's gone on with your group of stocks so far this year,

from a market perspective?

Mr. Tenner: Banks have modestly underperformed the broader markets

through the first four