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Scale & Franchise In The P&c Space - Michael Nannizzi - Oppenheimer & Co., Inc.
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LONG-TERM VALUE INVESTING - MICHAEL C. HEABERG - AXIOM ASSET MANAGEMENT, LLC
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Mark Oliver - Citizens Inc (cia)
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RICHARD STARK - BOULDER ASSET MANAGEMENT
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Phillip Perillo - Quotesmith.com Inc (quot)
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OUTLOOK FOR GOLD: PATRICK CHIDLEY - BARNARD JACOBS MELLET HOLDINGS LTD
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INSURANCE BROKERS: JEFFREY THOMPSON - KEEFE, BRUYETTE & WOODS
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INVESTING IN GOLD STOCKS: J.ARIAS / J.COPLAND - GOLDMAN SACHS & CO
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Mark Sieczkarek - Conceptus Inc (cpts)
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Joel Goodman - Fiduciary Services Corporation
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P&c Insurers & Insurance Brokers: John Keefe - Ferris, Baker Watts
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