Vincent Daniel

Vincent Daniel is a senior consumer finance analyst at Keefe, Bruyette &
Woods. Previously, Mr. Daniel was a co-founder of Graham Fisher, an
independent research firm. Prior to Graham Fisher, Mr. Daniel was an
Executive Director at CIBC World Markets. Prior to that, he was a senior
auditor at Arthur Andersen. He holds a BS in Accounting from Binghamton
University. Mr. Daniel is a Chartered Financial Analyst and a Certified
Public Accountant, Series 7 and Series 63.