Seth S. Werner

SETH S. WERNER is Chairman and Chief Executive Officer of
mortgage.com.SM Mr. Werner founded mortgage.com in September 1993 and
has served as Chairman of the Board and Chief Executive Officer since
the company’s inception. He also was Founder, Chairman and Chief
Executive Officer of First Capital Financial Corporation, a national
real estate investment banking firm, from 1974 through 1984. From 1973
to 1995, Mr. Werner was the President and Chief Executive Officer of
Werner Capital Corporation, a Miami-based real estate investment banking
firm which served as a consultant to some of the largest financial
institutions in the United States and to the United States government on
matters concerning its real estate portfolios. He is a 1967 graduate of
the University of Illinois. Mr. Werner is married with three children.