PETER F. BANKS, CPA, is President and Chief Investment Officer of
Bernzott Capital Advisors. He obtained a BBA in Finance from Texas A&M
University. Previously CFO of a private investment corporation, Mr.
Banks was responsible for investment analysis and selection, asset
allocation strategies, and tax and estate planning. While CFO of a
publicly traded bank holding company, Mr. Banks managed a bond
portfolio, evaluated and executed investment strategies, and formulated
and executed strategic and capital management plans. He was an Audit
Manager with KPMG Peat Marwick, and speaks fluent Spanish.
P.BANKS / K.BERNZOTT - BERNZOTT CAPITAL ADVISORS
October 11, 2004