Nancy A. Bush

NANCY A. BUSH is a Managing Director at Ryan, Beck & Co., LLC. Prior to
joining Ryan, Beck & Co. Ms. Bush was briefly associated with Prudential
Securities, Inc., where she was a Senior Vice President and Major Bank
Analyst. She was previously with Brown Brothers Harriman & Co. and Dean
Witter. She started her career at Sentinel Advisors in Montpelier,
Vermont, where she advised portfolio managers on the selection of bank,
S&L and utility stocks and managed the common stock portion of the
Sentinel Balanced Fund. She is well-known for her First Call product and
is regularly quoted in the press. Ms. Bush earned a BS from Shorter
College, Rome, Georgia and was a Lieutenant Commander in the U.S. Naval
Reserve. A Chartered Financial Analyst, she is a member of the Bank and
Financial Analysts Association and is on the Board of Directors.