Michael L. Kubacki

MICHAEL L. KUBACKI is President and Chief Executive Officer of Lake City
Bank and its holding company, Lakeland Financial Corporation. Lake City
Bank is a $1 billion bank headquartered in Warsaw, with 43 banking
offices throughout northern Indiana. Mr. Kubacki joined the company in
1998 after a 25 year career with Northern Trust Corporation, serving in
its offices in Chicago and Los Angeles. Mr. Kubacki received his BS
degree in Business from Indiana University in 1973, and an MBA. from the
University of Chicago in 1976. Mr. Kubacki has been active in a number
of organizations throughout his business career, having served in the
past on the boards of the National Conference of Christians and Jews,
Los Angeles Neighborhood Housing Services, the Pasadena Symphony, and
the Indiana Society of Chicago. Here in Indiana he is a member of the
Warsaw Rotary Club, and is a board member of the Indiana Chamber of
Commerce, the IUSB School of Business and Economics Advisory, Cardinal
Center, LaCasa of Goshen, and the Northern Indiana Workforce Investment
Board.