Michael J. Schroeder

MICHAEL J. SCHROEDER is a Senior Vice President, Principal, and Chief
Investment Officer of Wasmer Schroeder & Company, Inc. He is responsible
for the implementation of investment strategies, portfolio design and
management, research and trading. A Certified Financial Planner, Mr.
Schroeder has 20 years of experience in various areas of the investment
business, including investment banking and institutional sales and
trading with Miller & Schroeder Financial, Inc. from 1979-89. Prior to
joining Wasmer Schroeder Company in February, 1991, Mr. Schroeder was
Vice President of the Investment Services Division, USF&G Asset
Management. Mr. Schroeder is a member of the Naples Chapter of Financial
Analysts Society, the Estate Planning Council of Naples, the National
Federation of Municipal Analysts and the Institute of Certified
Financial Planners. He holds a Bachelor’s degree in Business from the
Carlson School of Management at the University of Minnesota.