Lloyd C. Hillard

Lloyd C. Hillard Jr., President and Chief Executive Officer of Farmers Capital Bank Corporation, has more than 44 years of experience in banking and finance. He recently took the helm of Farmers Capital, which is an independent $1.9 billion multibank-holding company based in Frankfort, Ky. Mr. Hillard served 18 years as President and CEO of First Citizens Bank, a bank affiliate of Farmers Capital. During his tenure at First Citizens, he was instrumental in establishing and expanding FirstNet as an allotment company serving the needs of U.S. servicemen and women worldwide. FirstNet is now the largest provider in the U.S. of this niche of allotment and bill payment services. Mr. Hillard began his banking and accounting career with First Security National Bank and Trust Company in Lexington, Ky., where he worked from a Staff Accountant position to Senior Vice President, Chief Financial Officer and Secretary. Mr. Hillard was also the CFO and Senior Vice President for Citizens Fidelity Bank in Lexington, Ky., before his career with Farmers Capital.