Lauren A. Smith

LAUREN A. SMITH is a Senior Vice President in the Research Department of
Keefe, Bruyette & Woods, Inc., where she covers the securities brokerage
industry. Prior to joining KBW, Ms. Smith was a Vice President for
Putnam, Lovell, de Guardiola & Thornton, Inc., also covering the
securities brokerage industry. She has held the positions of Vice
President and Senior Analyst at Salomon Smith Barney and was a Vice
President and Analyst at Prudential Securities following two areas, the
securities brokerage and asset management industries. Ms. Smith has
covered the commercial bank sectors at both Dillon Read and CS First
Boston. She is a member of the team that commanded the Institutional
Investor All-America Research Best of the Boutiques poll for coverage of
the securities brokerage and asset management industries for the past
two years. Ms. Smith received a BA from Hobart & William Smith College
in Economics and an MBA in Finance from Fordham University.