JOEL P. GOODMAN is the Portfolio Manager for Fiduciary Services
Corporation in Savannah, Georgia. Previously, Mr. Goodman was Vice
President, Equity Research Analyst, with Legg Mason Wood Walker, Inc.,
in Baltimore, Maryland. He graduated from the University of Georgia
magna cum laude with a BBA degree in Finance and earned his MBA degree
from Duke University’s Fuqua School of Business. Mr. Goodman holds the
Chartered Financial Analyst designation. He is a member of the
Association for Investment Management and Research.
Joel Goodman - Fiduciary Services Corporation
November 17, 2003