JOAN M. GIARDINA, CFA, is Senior Vice President at Chesley, Taft &
Associates, which she joined in 2002. She has over 30 years’ experience
in the trust and investment management business, managing balanced
portfolios for private clients, trusts and charitable organizations, and
employee benefit plans. Her prior experience includes American National
Bank and the Chicago Trust Company as a Senior Vice President where she
headed the high net worth portfolio management unit for 10 years. She
brings a wealth of experience in trust and estate planning matters.
JOAN GIARDINA - CHESLEY, TAFT & ASSOCIATES
December 20, 2004