David J. Honold

DAVID J. HONOLD JR., CFA, is Vice President of Southeastern Bank
Research at Keefe, Bruyette & Woods. Prior to joining Keefe, Bruyette &
Woods in 2002, Mr. Honold was an Associate Equity Analyst with UBS
Warburg LLC. From 1998 to 2000, he served as a Financial Analyst for the
Federal Reserve Bank of New York. Mr. Honold received his BA in English
from the College of the Holy Cross in Worcester, Massachusetts in 1998.