Bradley A. Berning

BRADLEY A. BERNING is a Senior Research Analyst at U.S. Bancorp Piper
Jaffray, specializing in financial business services. He previously
worked with Jeffrey Evanson, who formerly was the Specialty Finance
Senior Research Analyst for U.S. Bancorp Piper Jaffray. Under the
specialty finance umbrella, Mr. Berning helped establish the firm’s
research effort into diversified finance companies and lenders
specializing in credit cards, automobiles, and mortgages. Mr. Berning
has also worked for KPMG Peat Marwick LLP, where he served as a Senior
Accountant in the financial services audit practice. He is a graduate of
the University of Wisconsin and is a Certified Public Accountant.