Financial Services >> Sector Roundtables >> May 21, 2001

Roundtable Forum: Central Regional Banks

JOSEPH A. STIEVEN is Senior Vice President and Director of the Financial Institutions Research Group at Stifel, Nicolaus & Company, Inc. Mr. Stieven formally established the company's coverage of the bank and thrift industries when he joined Stifel in 1985. He is widely quoted by both regional and national publications and has been a member of the Wall Street Transcript's Midwest Regional Banking Panel in each of the past 15 years. In addition, he has been recognized as the top analyst in the country for the Midwest region by the American Banker. He has worked on over 100 bank and thrift transactions over the past decade. Additionally, he has managed nine financial institution equity trusts, raising over $200 million and gaining national recognition. Prior to joining Stifel, Nicolaus, he was an analyst/examiner with the Federal Reserve Bank of St. Louis. He was responsible for designing and programming the cash flow analysis programs which were used by the Federal Reserve in reviewing merger/acquisition applications. He holds a BSBA and an MBA, both with concentrations in finance, from the University of Missouri-St. Louis. He previously has or currently serves on the Board of Directors of Stifel, Nicolaus & Company, the University of Missouri-St. Louis Alumni Business Board, and the St. Louis University High School Advancement Board. Profile
DAVID A. GEORGE, CFA, is an Equity Analyst at A.G. Edwards & Sons, Inc. He is a member of the Association of Investment Management and Research, AIM Bank and Financial Analysts Association, and the St. Louis Society of Financial Analysts. Prior to joining Edwards, Mr. George was a Commercial Lender for eight years, holding positions with Fifth Third Bancorp and Huntington Bancshares. He received his BA from the College of Wooster. Profile
BRADLEY S. VANDER PLOEG is a Research Analyst at Robert W. Baird & Co. in Chicago where he is responsible for overseeing coverage of commercial banks, savings and loans, specialty finance companies and mortgage finance REITs. Previously, he was associated with Merrill Lynch & Co. Mr. Vander Ploeg received his Bachelor's degree in Economics from the University of Chicago at Urbana-Champaign. Profile
TWST: Brad, give us a definition of a regional bank. You suggested last

year that perhaps this classification is not altogether meaningful,

given blurring lines in the banking business.

Mr.