Timothy L. Jones

TIMOTHY L. JONES is a Managing Director of Research at Ryan, Beck &
Company’s Southeast Research Group. Previously, he was associated with
Faulkner, Dawkins & Sullivan, Marine Midland Bank Dean Witter Reynolds
and Oppenheimer & Co. After graduating from Miami University in Ohio,
Mr. Jones became an Officer in the Navy and spent five years as a Navy
Frogman (Underwater Demolition Team 21).