John F. Murphy

JOHN F. MURPHY joined Bay State Federal Bank, Inc. in 1961 and served in
various positions until 1976 when he was named President and Chief
Executive Officer of the bank. In 1994 he was also named Treasurer of
the bank. In 1996, Mr. Murphy was elected Chairman of the Board of
Directors. He has been a member of the Board of Directors since 1975.
Mr. Murphy is a Director of Connecticut On-Line Computer Center Trust
and is a member of the Legislative, Secondary Market and Federal Home
Loan Bank System Committees and the Government Affairs Council of the
America’s Community Bankers. He is a past President of the New England
League of Savings Institutions and a former Director of the Federal Home
Loan Bank of Boston. Mr. Murphy received a Bachelor of Science from
Northeastern University.