Arlene Isaacs-Lowe

ARLENE ISAACS-LOWE, CPA, CFA, is a Senior Vice President in Moody’s
Investors Service’s Real Estate Finance Team. Ms. Isaacs-Lowe has over
20 years of real estate and financial analysis experience, having
applied her expertise in various capacities within the real estate
industry ranging from financial management to portfolio management and
credit analysis. As a senior member of Moody’s Real Estate Finance Team,
she not only monitors the credit quality for a portfolio of REITs,
REOCs, mortgage insurers, mortgage banks and other related entities, but
is also instrumental in formulating Moody’s fundamental rating rationale
for the commercial and single family real estate industry. Ms. Isaacs-
Lowe brings a unique and valuable perspective in analyzing real estate
companies, having honed her real estate acumen as a portfolio manager
for several real estate commingled funds, combined with her broader
financial management expertise gained while serving as the Chief
Financial Officer and Principal of a real estate investment advisory
firm. She is a member of Moody’s Financial Institutions Capital
Adequacy Committee, which defines capital adequacy and oversees the
development of related quantitative tools for financial institutions.
Having authored several articles and research publications, Ms. Isaacs-
Lowe is also a frequent speaker at various trade association
conferences. She is a member of PREA and NAREIT. She also sits on the
Board of Directors for the Enterprise Social Investment Corporation (a
low income housing tax syndicator) and The New York State Society of
CPA’s COAP Program.