Companies covered: Accenture plc. (NYSE:ACN), EPAM Systems, Inc. (NYSE:EPAM), Globant S.A. (NYSE:GLOB), Endava PLC – ADR (NYSE:DAVA), Infosys Limited (NYSE:INFY), Cognizant Technology Solutions Corporation (NASDAQ:CTSH), DXC Technology Co. (NYSE:DXC), Kyndryl Holdings Inc. (NYSE:KD), International Business Machines Corporation (NYSE:IBM), Genpact Limited (NYSE:G), General Electric Company (NYSE:GE), Procter & Gamble Company (The) (NYSE:PG), Target Corporation (NYSE:TGT), Alphabet Inc (NASDAQ:GOOG), Amazon.com, Inc. (NASDAQ:AMZN), Coforge Ltd. (NSE:COFORGE), Visa Inc. (NYSE:V), Mastercard Incorporated (NYSE:MA), dLocal Ltd. (NASDAQ:DLO), Adyen NV (OTCMKTS:ADYYF), eBay Inc. (NASDAQ:EBAY), Shopify (NYSE:SHOP), Global Payments Inc. (NYSE:GPN), Block Inc. (NYSE:SQ), Capital One Financial Corporation (NYSE:COF), Discover Financial Services (NYSE:DFS), American Express Company (NYSE:AXP), Mercedes Benz Group ADR (OTCMKTS:DMLRY), Paypal Holdings Inc (NASDAQ:PYPL), Apple Inc. (NASDAQ:AAPL), Walmart Inc. (NYSE:WMT), Coinbase Global Inc. (NASDAQ:COIN), Bakkt Holdings Inc. (NYSE:BKKT), Silvergate Capital Corp. (NYSE:SI), Signature Bank (NASDAQ:SBNY), Goldman Sachs Group, Inc. (The) (NYSE:GS), Automatic Data Processing, Inc. (NASDAQ:ADP), Paychex, Inc. (NASDAQ:PAYX), Fidelity National Information Services, Inc. (NYSE:FIS), Fiserv, Inc. (NYSE:FI), Affirm Holdings Inc. (NASDAQ:AFRM), Sears Holdings Corporation (OTCMKTS:SHLDQ), Netflix, Inc. (NASDAQ:NFLX), Zillow, Inc. (NASDAQ:Z), Asure Software Inc (NASDAQ:ASUR), Exponent, Inc. (NASDAQ:EXPO), Hill International, Inc. (NYSE:HIL), Intellicheck Inc. (NASDAQ:IDN), Marathon Digital Holdings Inc. (NASDAQ:MARA)